PERSONAL UMBRELLA INSURANCE
Umbrella insurance serves as a crucial safeguard when faced with significant liabilities, acting as a supplement to existing coverage limits from other insurance policies. Analogous to an umbrella, it steps in to cover costs that may exceed standard policy caps. For instance, in a major car accident involving replacement and medical expenses, umbrella insurance provides additional coverage beyond your regular auto insurance. It proves invaluable when standard insurance is exhausted, facilitating smoother claim and payment processes. LA Local Insurance Agency, LLC is adept at identifying the right umbrella policy tailored to meet the diverse needs of our clients.
PERSONAL UMBRELLA INSURANCE COVERAGE OPTIONS
1. EXCESS LIABILITY COVERAGE
It provides additional liability coverage that goes beyond the limits of your underlying policies, such as auto, homeowners, or boat insurance.
2. LEGAL FEES
Umbrella insurance may cover legal fees and defense costs in case you are sued for a covered liability.
3. PERSONAL INJURY COVERAGE
This can include coverage for claims related to libel, slander, defamation, or invasion of privacy.
4. PROPERTY DAMAGE
Umbrella insurance may provide coverage for damage to someone else's property for which you are found responsible.
5. MEDICAL PAYMENTS
It can cover medical expenses for injuries sustained by others on your property or due to your actions.
nEED MORE INFORMATION?
For appointments or insurance inquiries, contact us at 225.975.5740 or contact@lalocalia.com.
OUR INSURANCE COMPANIES
LA Local Insurance Agency, LLC takes pride in collaborating with top-rated insurance companies to offer multiple quotes, diverse options, and cost-saving solutions for our valued clients in Louisiana.
