COMMERCIAL AUTO INSURANCE
Commercial Auto Insurance provides essential coverage for your business vehicles, offering protection against physical damage and liability scenarios not covered by personal auto policies. This insurance, also known as commercial car insurance, truck insurance, or fleet insurance, encompasses a range of vehicles vital to your business operations. LA Local Insurance Agency, LLC’s dedicated agents specialize in tailoring the right coverage for your unique business needs. Whether you operate a single vehicle or manage a fleet, we navigate the complexities of commercial auto insurance to ensure you have the best coverage in Louisiana. Allow us to assist you in finding the optimal insurance provider to protect your business on the road.
COMMERCIAL AUTO INSURANCE COVERAGE OPTIONS
1. BODILY INJURY LIABILITY COVERAGE
Pays for bodily injury or death resulting from an accident for which you are at fault and provides you with a legal defense.
2. PROPERTY DAMAGE LIABILITY COVERAGE
Provides you with protection if your car accidentally damages another persons property. It also provides you with a legal defense.
3. COMBINED SINGLE LIMIT (CSL)
Liability policies typically offer separate limits that apply to bodily injury claims for property damage. A combined single limits policy has the same dollar amount of coverage per covered occurrence whether bodily injury or property damage, one person or several.
4. MEDICAL PAYMENTS, NO-FAULT OR PERSONAL INJURY COVERAGE
Usually pays for the medical expenses of the driver and passengers in your car incurred as a result of a covered accident regardless of fault.
5. UNINSURED MOTORIST COVERAGE
Pays for your injuries and, in some circumstances, certain property damage caused by an uninsured or a hit-and-run driver. In some cases, underinsured motorist coverage is also included. This is for cases in which the at-fault driver has insufficient insurance.
6. COMPREHENSIVE PHYSICAL DAMAGE COVERAGE
Pays for damage to or replacement of your car from theft, vandalism, flood, fire, and other covered perils.
nEED MORE INFORMATION?
For appointments or insurance inquiries, contact us at 225.975.5740 or contact@lalocalia.com.
OUR INSURANCE COMPANIES
LA Local Insurance Agency, LLC takes pride in collaborating with top-rated insurance companies to offer multiple quotes, diverse options, and cost-saving solutions for our valued clients in Louisiana.
