CONTRACTORS INSURANCE
At LA Local Insurance Agency, LLC, we excel in identifying top-tier insurance providers specifically tailored to meet the diverse needs of contractors. Whether you require contractors’ general liability insurance, builders risk insurance, commercial auto coverage, or protection for tools and equipment, we’ve got you covered. Navigating the intricacies of Louisiana Contractors Insurance can be daunting, but we’re here to guide you through the selection process. With access to numerous reputable companies, we’re dedicated to securing the best possible coverage at an affordable price. Drawing on our extensive experience in the construction insurance industry, we adeptly assess your risks and address the unique coverage requirements of your construction company.
CONTRACTORS INSURANCE COVERAGE OPTIONS
1. GENERAL LIABILITY INSURANCE
This liability insurance shields you from claims stemming from everyday business activities, encompassing both the operational aspects and potential accidents at job sites.
2. TOOLS AND EQUIPMENT
Hand tools receive blanket coverage without a specified list or schedule, with no individual item exceeding $500 in value. For larger tools and equipment like welders and generators, Equipment Insurance provides comprehensive protection.
3. BUILDERS RISK - C.O.C (Course of Construction)
Safeguard your company against potential fire or accidents, mitigating the risk of income loss or operational disruptions with a comprehensive insurance coverage tailored to your business needs.
4. WORKERS' COMPENSATION
Physical damage insurance for property under construction is crucial, often mandated by lenders for construction financing and remodeling projects. Some policies can even be endorsed to cover the structure being remodeled.
5. BUSINESS AUTO INSURANCE
Personal auto policies typically exclude coverage for vehicles used for commercial and business purposes. It's essential to secure a policy designed for such use to ensure proper coverage without exclusions.
nEED MORE INFORMATION?
For appointments or insurance inquiries, contact us at 225.975.5740 or contact@lalocalia.com.
OUR INSURANCE COMPANIES
LA Local Insurance Agency, LLC takes pride in collaborating with top-rated insurance companies to offer multiple quotes, diverse options, and cost-saving solutions for our valued clients in Louisiana.
