AUTOMOTIVE INSURANCE
Our partnered insurance companies offer diverse auto insurance products to our clients in Louisiana at competitive rates. Qualify for discounts to further improve your pricing. When seeking auto insurance, you’ll consider options like collision, comprehensive coverage, deductible amounts, liability limits, and optional coverage. Our qualified agents can explain these terms and help you determine the right coverage. For appointments or insurance inquiries, contact us at 225.975.5740 or contact@lalocalia.com.
AUTOMOTIVE INSURANCE COVERAGE OPTIONS
1. COLLISION AND/OR COMPREHENSIVE COVERAGES
Collision and Comprehensive coverages handle vehicle damage expenses. You can buy one or both for each of your cars, with both typically required if you have an auto loan.
2. LIABILITY COVERAGE
Liability coverage covers injuries and property damage caused by your fault in an auto accident to other individuals and their property.
3. MEDICAL PAYMENTS COVERAGE
Medical Payments coverage handles medical costs (up to a set limit) for both you and your car's passengers, regardless of fault in an auto accident. It may be unnecessary if you and your passengers already have health insurance.
4. PERSONAL INJURY PROTECTION
Personal Injury Protection (PIP), also known as No-Fault coverage, is not mandatory in Louisiana. Instead of PIP option, Louisiana insurers provide medical payments option, often referred to as MedPay, to assist with car accident-related medical bills.
5. UNINSURED / UNDERINSURED MOTORIST COVERAGE
This coverage applies when you're injured by an uninsured individual or someone with inadequate liability insurance to cover your injuries. It also provides protection in hit-and-run accidents.
6. OPTIONAL COVERAGE
Optional or supplementary coverage includes add-ons like towing, rental reimbursement, and roadside assistance, none of which are obligatory.
nEED MORE INFORMATION?
For appointments or insurance inquiries, contact us at 225.975.5740 or contact@lalocalia.com.
OUR INSURANCE COMPANIES
LA Local Insurance Agency, LLC takes pride in collaborating with top-rated insurance companies to offer multiple quotes, diverse options, and cost-saving solutions for our valued clients in Louisiana.
